Effective August 1, 2025, ICICI Bank has significantly raised the Minimum Average Balance (MAB) requirement for its savings account holders, impacting customers across all branch categories—metro, urban, semi-urban, and rural. With this revision, ICICI now holds the highest MAB requirement among Indian banks. In metro and urban areas, customers will now need to maintain an average balance of ₹50,000, a sharp rise from the earlier ₹10,000. For those banking in semi-urban locations, the required balance has increased from ₹5,000 to ₹25,000. Meanwhile, customers in rural branches must now keep ₹10,000 on average in their accounts, up from the previous ₹2,500. This change represents a steep hike across all regions, signaling a major shift in the bank’s policy towards deposit maintenance. Account holders who fail to meet the new MAB limits may incur penalties, making it crucial for customers to reassess their banking habits in light of these new requirements.
